Introduction
One of the most common questions I get, whether in the premium Discord, the free Discord, or even on Twitter, is about payouts from Apex. People constantly ask, “Hey Nick, I heard Apex doesn’t pay out.” Let me clear this up: I’ve personally been paid out by Apex. In this blog, I’ll walk through how the funded stage works, what rules matter most, and how to set realistic expectations when trading these accounts.
Evaluation vs. Funded Stage
The evaluation stage is straightforward, pass it however you want, even in a single day. The funded stage is where the details really matter. Once you’re in a funded account, payouts and drawdown rules determine how you manage risk and structure withdrawals.
Drawdown Basics
Every Apex funded account has a static drawdown level. For example, on a 150K account, once you hit the account balance + drawdown this locks the drawdown at $150,100, you’re safe as long as you don’t go below that level. The same applies to 250K accounts ($250,100) and 300K accounts ($300,100).
This structure is simple and far more forgiving than trailing intraday drawdowns, once locked, it doesn’t move.
Maximum Payouts
Each account has a maximum payout per cycle:
150K accounts: $2,750
250K accounts: $3,000
300K accounts: $3,500
For example, on a 250K account, you would need to hit around $259,600 to request the full $3,000. But you don’t have to go for the max, you can request smaller payouts, such as $1,000, at any time once you’ve cleared the minimum threshold.
Payout Schedule
You can request payouts every eight trading days. Out of those eight days, five only need to show $50 or more in profit. The other three can be where you take on larger risks for bigger wins. For instance, with just two 250K accounts, requesting $3,000 each per cycle, you could reasonably generate $12,000 a month.
Consistency Rule
Apex includes a consistency requirement to prevent traders from banking their entire profit in a single day. To calculate it, take the profit needed to reach the withdrawal amount and divide it by .30. For a 250K account aiming for a $3,000 payout, this works out to about $2,850 per day. In practice, normal wins and losses balance this out naturally, so most traders don’t run into trouble with this rule.
Risk Management
Sizing correctly is critical. I personally risk 7–15% of the drawdown buffer depending on the trade setup. That means on a 150K account, I’ll risk around $550–$750. On a 250K account, it’s $650–$800. On a 300K, anywhere from $700–$1,000. This approach keeps risk aligned with the account size while leaving room to recover from drawdowns.
30% Risk Limitation
Apex also includes a daily risk cap of 30% of the account’s trailing drawdown. For example, on a 250K account, that’s about $1,950. If you go over, it doesn’t necessarily void your payout, but practically speaking, if you’ve lost that much in a single day, it’s probably time to step back anyway.
Clearing Misconceptions
Apex isn’t perfect, but they provide three key advantages:
They process a lot of payouts each month.
They allow generous leverage and multiple accounts.
Their rules are structured so that consistent traders can thrive without excessive restrictions.
Despite the noise you see on social media, Apex does pay out. As long as you understand the rules, size responsibly, and trade with discipline, you can use their accounts as a reliable tool for generating income.